Product Tables & Information
BIMB Service Availability
Services |
Descriptions |
1. Account Inquiry |
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2. Apply New (Coming Soon) |
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3. Transaction History |
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4. Download e-statement |
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5. Transfer Funds |
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6. Payment |
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7. Prepaid Reload |
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8. Request Services |
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9. Manage |
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10. Manage Favorites |
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Transaction Limit Table
Transaction Types | Default Limit | Maximum Daily Limit | Remarks |
---|---|---|---|
Own Transfer:
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RM100,000 | RM1,000,000 (Shared limit for all own transfer and payment transfer type) |
Limit is capped at RM5,000 for Tabung Haji (TH) transfer daily. |
Transfer to Others:
From Simpan SSPN Prime (own) to Bank Islam (own/third-party)
DuitNow QR: Scan and Transfer Funds to Other Person (applicable for BIMB Mobile only) |
RM5,000 | RM50,000 (Shared limit) | Limit is capped at RM5,000 for Tabung Haji (TH) transfer daily. |
FPX & DuitNow Online Banking & Wallet (OBW) | RM5,000 | RM100,000 | FPX daily transaction limit is capped at RM30,000.00 |
Payment
Third Party Payment:
To Bank Islam Financing (third-party) |
RM5,000 | RM100,000 (Shared limit) | N/A |
Prepaid Reload | RM250 | RM250 | N/A |
Quick Transfer | RM50 | RM500 | The limit per transaction is up to RM250 |
Note:
- The maximum daily limit for external accounts for any payment, receipt, or transfer is RM10,000.
- The daily transaction limit is shared between BIMB Web and BIMB Mobile unless it is stated.
Cooling Off Table
Transactions |
Descriptions |
BIMB Web, BIMB Mobile & BIMB Biz |
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Cooling-Off Period for Existing Customers: After performing New Registration, First-Time Login, Re-registration or Forgot Password, your Username will be under a ‘Cooling Off’ status. During this period, you can:
However, you will not be able to perform the following transactions:
Note: For new registration and re-registration, online access activation is required. The cooling-off period starts immediately after successful activation. |
Increase Daily Transaction Limit |
Transaction Limits During Cooling Off Period: · Scenario 1: If you increase the limit for Third-Party Transfer from RM10,000 to RM50,000 and do not perform any transactions before increasing the limit, you will not be allowed to perform more than RM10,000 per day during the cooling-off period. · Scenario 2: If you increase the limit for Third-Party Transfer from RM10,000 to RM50,000 and have performed transactions totalling RM5,000 before increasing the limit, you will not be allowed to execute more than another RM5,000 per day during the cooling-off period. Scenario 3: If you increase the limit for Third-Party Transfer from RM10,000 to RM50,000 and have utilised the maximum limit before increasing the limit, you will not be able to make a Third-Party Transfer. |
Change e-mail Address |
Email Notifications and Profile Updates: · All post-transaction notifications on BIMB Web will be sent to the old email address. · The old email address will be displayed on the Update Profile page. · You cannot change or amend the email address during the cooling-off period. |
New Link Accounts:
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Linked Accounts:
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Debit Card-i Card-Not-Present (CNP) / Online Purchase Activation |
After enabling/activating CNP Transaction on Internet Banking under Debit Card-i Maintenance, you will see the status as ‘Enabled’ and a message informing you that the service will be activated within 12 hours from your activation time. |
BIMB Secure Authentication |
During the cooling-off period, whenever there’s a transaction that requires BIMB Secure authentication, BIMB Web will display a message informing you that BIMB Secure will be activated within 12 hours from your registration time. |
Setup New DuitNow
Customer Type | Allowable DuitNow ID |
---|---|
Malaysian (Individual) |
*Only if this ID type is the customer’s primary ID as maintained in Bank Islam system. |
Non-Malaysian (Individual) |
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Malaysian (Company) |
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DuitNow Fee
Transaction Amount | Fee per Transaction |
---|---|
RM5,000.00 and below | RM0.00 |
Above RM5,000.00 | RM0.50* |
For more information on the applicable fees and charges, you may refer to https://www.bankislam.com/personal-banking/services/duit-now/
This fee is imposed effective 1 June 2024.
DuitNow Maximum Limit
Platform | Default Limit* | Maximum Daily Limit* |
---|---|---|
BIMB Mobile | RM5,000.00 |
Resident: RM50,000.00 Non-Resident: RM10,000.00 |
BIMB Web | RM5,000.00 |
Resident: RM50,000.00 Non-Resident: RM10,000.00 |
Note: The default and maximum daily limit are shared between BIMB Web and BIMB Mobile.
*These shared limits apply to all transfers to third parties within Bank Islam and Tabung Haji (TH), IBG, SSPN-i, Accept DuitNow Request, ASNB and DuitNow QR: Scan and Transfer Funds to Other Person.
Daily Limit Security
Transaction Type |
Maximum Daily Transaction Limit |
Security |
DuitNow QR: Scan and Transfer Funds to Other Person (P2P) |
RM 50,000* |
1. When you launch the Scan QR icon for QR transactions, you must provide either a password or biometric validation. 2. If the transaction exceeds the Quick Transfer (QT) limit and you are using biometric login, you must enter the password. |
DuitNow QR: Scan and Pay to Merchants (POS) |
RM 100,000** (Shared limit) |
Notes:
- The Quick Transfer (QT) limit can be set up to RM250.
- The default limit for P2P and POS transactions is RM5,000 and is also subject to the limit set by you.
- The default and maximum daily limits are shared between BIMB Web and BIMB Mobile.
* Shared limit for all transfers to third parties within Bank Islam and Tabung Haji, via Duitnow, IBG, SSPN-i, Accept DuitNow Request and ASNB.
** Shared limit for all payments includes JomPAY, Bill Payment, Bill Presentment, Payment Gateway, e-Sadaqah/Wakaf and payments to third-party Bank Islam Credit Card-i and Financing-i.
JomPAY Payment Limit
Platform |
Default Limit* |
Maximum Daily Limit* |
BIMB Web |
RM5,000
|
Resident: RM100,000 Non-Resident: RM10,000 |
BIMB Mobile |
Note: The default and maximum daily limit are shared between BIMB Web and BIMB Mobile.
*This includes DuitNow QR: Scan and Pay to Merchants, Bill Payment, Bill Presentment, Payment Gateway, e-Sadaqah/Wakaf, and payments to third-party Bank Islam Credit Card-i and Financing-i.
JomPAY QR Limit
Details on the limits are as follows:
Platform |
Default Limit* |
Maximum Daily Limit* |
BIMB Web |
RM5,000 |
Resident: RM100,000 Non-Resident: RM10,000 |
BIMB Mobile |
Note: The default and maximum daily limits are shared between BIMB Web and BIMB Mobile.
*This includes JomPAY, Bill Payment, Bill Presentment, Payment Gateway, e-Sadaqah/Wakaf, and payments to third-party Bank Islam Credit Card-i and Financing-i.
Quick Transfer Limit
Details on transactions limits for Quick transfer are as follows:
Platform |
Default Limit |
Transaction Limit |
BIMB Web |
RM 250 |
RM250 |
BIMB Mobile |
Note:
- The default and maximum limits are shared between BIMB Web and BIMB Mobile.
- The default limit may change as and when required by the Bank.
- You may change the per-transaction limit up to RM250 via ‘Quick Transfer Limit Daily’ in BIMB Web and BIMB Mobile app.
- Any transaction which exceeds the Quick Transfer limit will need to be authenticated by BIMB Secure and will require a password (for transactions via BIMB Mobile app).
New Accounts Type
Account Type | Account Name |
---|---|
Deposit Account | Qard Savings Account-i |
Basic Savings Account-i | |
Qard Current Account-i | |
Basic Current Account-i | |
Investment Account | Al Awfar Account |
iGAIN Account |
New Accounts Deposit Fee
Account Type | Account Name | Initial Deposit / Placement (RM) |
---|---|---|
Deposit Account | Qard Savings Account-i | 100 |
Basic Savings Account-i | 20 | |
Qard Current Account-i | 500 | |
Basic Current Account-i | 500 | |
Investment Account | Al Awfar Account | 100 |
iGAIN Account | 1000 |
Tabung Haji Transaction Fee
Yes, there are fees charged for certain transactions. Details are as follows:
Services | Charges |
---|---|
Cash withdrawal via ATM/CRM | RM1.00 |
Transfer via ATM/CRM/BIMB Web/BIMB Mobile | RM1.00 |
Cash Deposit to Tabung Haji account via CRM | RM1.00 |
Balance enquiry | No Charge |
Linking of Tabung Haji to Debit Card-i | No Charge |
Hajj registration | No Charge |
Tabung Haji Transfer Limit
Details on the daily transaction limits for transfer from Tabung Haji Own Account are as follows:
Channels | Daily Transaction Limit |
---|---|
Bank Islam ATM/CRM | RM10,000 per day |
BIMB Mobile | RM5,000 per day |
BIMB Web | RM5,000 per day |
Tabung Haji Third Party Transfer Limit
Details on the daily transaction limits for 3rd Party Account Tabung Haji Transfer are as follows:
Type of Transaction | Daily Transaction Limit at ATM/CRM | Daily Transaction Limit at BIMB Web & BIMB Mobile |
---|---|---|
Bank Islam to Tabung Haji Own Account | RM10,000 per day | RM5,000 per day |
Tabung Haji to Bank Islam Own Account | ||
Bank Islam to 3rd Party Account within Tabung Haji | ||
Tabung Haji to 3rd Party Account within Bank Islam (This service is temporarily unavailable on BIMB Web and BIMB Mobile until further notice) | ||
Tabung Haji to 3rd Party Account within Tabung Haji |
ASNB Subscription Limit
The subscription limits for ASNB unit trust funds via BIMB Web and BIMB Mobile are as follows:
Limit | Amount |
---|---|
Minimum Subscription | RM1.00 |
Maximum Subscription | RM50,000.00* |
Note: The minimum and maximum limits are shared between BIMB Web and BIMB Mobile.
*The shared limit for ASNB subscriptions and transactions including transfers to third parties within Bank Islam and Tabung Haji via DuitNow, IBG, SSPN-i, Accept DuitNow Request, and DuitNow QR: Scan and Transfer Funds to Other Person, is RM50,000.
You may change your preferred maximum limit on BIMB Web and BIMB Mobile. Please be note that the subscription:
- Is subject to availability of the respective ASNB unit trust fund and individual investment limits.
- Must be in multiples of RM1.00 (amounts in Sen is not acceptable).
- Is subject to ASNB Sales Charges and relevant Bank Islam fees and charges.
Minimum And Maximum Limit To ASNB Subscriptions
Limit | Amount |
---|---|
Minimum Subscription | RM1.00 |
Maximum Subscription | *RM50,000 |
MyDebit Secure Payment Limit
The daily transaction limit is a combined limit with your Debit Card-i Purchase (Contact) limit. Details on the transaction limits are as follows:
Transaction Type | Default Limit | Daily Maximum Limit |
---|---|---|
MyDebit Secure | RM3,000 | Via Bank Islam branches or Contact Centre: RM30,000 |
Via BIMB Web and ATM/CRM: RM10,000 |
Application of Financing-i/ Credit Card-i
The duration of the application process varies depending on the type of financing and the receipt of all required information and documents). Details on the durations are as follows:
Financing Type | Processing Duration (upon receiving completed documents) |
---|---|
Personal Financing-i Application | Within 5 working days |
Home Financing-i Application | Within 5 working days |
Vehicle Financing-i Application (individual) | Within 2 working days |
ASB Financing-i Application | Within 5 working days |
Credit Card-i Application | Within 3 working days (Excluding the time taken to mail the card) |
BIMB Web Password Protection Table
To ensure safety, follow these tips:
- Change your password regularly
- Do not write down your ATM PIN, Password or Username
- Never disclose your personal information such as login Username, Password and other details to anyone
- Always log out properly
- Avoid performing transactions at public terminals such as cybercafés
- Clear your cache upon completion
To clear your cache memory:
Browsers: | Steps: |
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Internet Explorer |
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Google Chrome |
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Mozilla Firefox |
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Kill Switch Activation
Platforms | Steps to activate Kill Switch |
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BIMB Web |
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BIMB Mobile |
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BIMB Biz |
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